These Terms govern your use of Gyvar, a service provided by Gyvar, Inc. ("Gyvar," "we," "us," or "our"). By creating an account, operating a project, making a contribution, or otherwise using Gyvar, you agree to these Terms, our Privacy Policy, and our Cookie Policy.
1. What Gyvar provides
Gyvar provides fundraising, digital-asset payment, project-management, and payout-orchestration tools. Supporters can contribute using supported Bitcoin and stablecoin networks. Eligible organizers can keep supported digital assets or request conversion and payout through available third-party partners to a bank account, mobile-money account, or wallet. Assets, networks, countries, limits, and payout methods may vary and may change over time.
Gyvar is not a bank, deposit-taking institution, investment platform, or charity. A project appearing on Gyvar does not mean that Gyvar sponsors, endorses, or guarantees it. Local-currency settlement is performed by third-party payment providers where available.
2. Eligibility and accounts
You must be at least 18 years old, have legal capacity to accept these Terms, and be permitted to use Gyvar where you live. If you use Gyvar for an organization, you confirm that you are authorized to bind it. You must provide accurate information, protect your login and security factors, and promptly tell us about suspected unauthorized access.
Project balances, campaigns, permissions, and activity are maintained separately. Project owners and authorized team members are responsible for actions taken through their permissions. We may require additional information before enabling particular features.
3. Projects and campaigns
Organizers are responsible for their project pages, campaign claims, updates, use of funds, taxes, rewards, and compliance with applicable law. Campaign goals and deadlines are informational unless a page expressly says otherwise. Contributions are generally credited whether or not a campaign reaches its goal.
You may not publish content or raise funds for fraud, unlawful activity, money laundering, terrorist financing, sanctioned activity, deceptive claims, infringement, abuse, or anything that could harm Gyvar, its users, or its partners. We may review, restrict, unpublish, or remove a project or campaign that creates legal, financial, security, or platform risk.
4. Verification
We or our partners may request identity, organization, source-of-funds, beneficiary, or other compliance information at any time. A verification badge means only that specified information was reviewed at a particular time. It is not a guarantee that a project will succeed or use funds as described. We may delay, limit, or refuse transactions while checks are incomplete.
5. Contributions
Supporters choose the project or campaign, amount, asset, and supported network. A contribution is complete only after Gyvar records the required network confirmation. Display-currency values are estimates; the digital asset actually received controls the transaction record.
Blockchain transactions are generally irreversible. You are responsible for checking the asset, network, amount, address, and invoice before paying. Funds sent using an unsupported asset or network, to an expired invoice, or to an incorrect address may be permanently lost. Gyvar does not guarantee that incorrectly sent funds can be identified or recovered.
6. Refunds and campaign outcomes
Contributions are generally final once confirmed and are not purchases of goods, investments, loans, or ownership interests. Gyvar does not guarantee campaign outcomes or automatically refund contributions when a goal is missed. An organizer may choose to issue a refund where the service supports it, subject to available funds, network costs, compliance checks, and applicable law.
7. Balances and payouts
Balances are recorded separately by asset. Display values do not convert or combine those assets. Authorized project members may request a payout to an eligible destination. Payout availability, exchange rates, minimums, limits, fees, verification requirements, and settlement times depend on the selected asset, network, country, and partner.
A submitted payout may be delayed, rejected, returned, or cancelled for technical, liquidity, compliance, beneficiary, partner, or legal reasons. Gyvar balances are not bank deposits, do not earn interest, and are not covered by deposit insurance.
8. Fees and exchange rates
Gyvar does not add its platform fee above a supporter's chosen contribution. A platform fee may be deducted from the amount credited to an organizer. Network fees, payout fees, partner charges, and a currency-conversion spread may also apply. Relevant amounts and rates are displayed in the product where applicable before an action is confirmed.
9. Digital-asset risks
Digital assets can be volatile and may lose value. Stablecoins can lose their peg, networks can become congested or unavailable, issuers and service providers can fail, and laws can change. Gyvar may add, limit, or stop support for any asset, network, country, or payout method when reasonably necessary.
10. Suspension and closure
We may limit, suspend, or close access when we reasonably believe an account or transaction presents fraud, sanctions, compliance, security, legal, or platform risk; violates these Terms; or is required to be restricted by a partner or authority. Where permitted, we will provide a way to contact us and will explain how an eligible remaining balance may be withdrawn.
11. Content and intellectual property
You retain ownership of content you submit. You give Gyvar a worldwide, non-exclusive, royalty-free licence to host, reproduce, format, display, and distribute that content as needed to operate and promote your public pages and the service. You confirm that you have the rights required to grant this licence. Gyvar's software, branding, and service content remain the property of Gyvar or its licensors.
12. Privacy and communications
Our Privacy Policy explains how we handle personal information. You agree to receive service messages needed to operate your account and transactions. Promotional messages are optional where required by law, and you can unsubscribe from them.
13. Disclaimers
Gyvar is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim implied warranties and do not guarantee uninterrupted access, fundraising results, asset value, payout availability, or the conduct of organizers, supporters, partners, or other third parties.
14. Limitation of liability
To the fullest extent permitted by law, Gyvar and its directors, employees, contractors, and affiliates will not be liable for indirect, incidental, special, consequential, exemplary, or lost-profit damages, or for losses caused by an organizer, a supporter, market movements, unsupported transfers, third-party services, or events outside our reasonable control. Nothing in these Terms excludes liability that cannot legally be excluded.
15. Governing law
These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-law principles. Subject to any rights you cannot waive under applicable law, disputes relating to these Terms or Gyvar will be brought in the state or federal courts located in Delaware, and you consent to their jurisdiction.
16. Changes and contact
We may update these Terms as Gyvar evolves. We will post the updated date and provide additional notice when a change materially affects your rights. Questions, complaints, or notices may be sent to hello@gyvar.com.