Send money to mobile money and bank accounts in Africa.
From your Bitcoin and stablecoins, straight into the local currency they already use.
GHS
NGN
KES
UGX
A destination is a destination.
Money leaves your Bitcoin or stablecoin balance and lands where the person receiving it already keeps theirs. You never manage four products to do it.
Bank account
Direct local transfer
Mobile money
MTN MoMo, and more
Bitcoin
On-chain or Lightning
Stablecoins
USDT and USDC
Whoever you are paying, it is the same movement.
The only difference is how many destinations there are.
Pay yourself
Move your own balance into your bank account or mobile money, in your own currency.
Pay one person
Family, a contractor, a supplier. They need no Gyvar account - the money simply arrives.
Pay a whole team
Stipends, payroll, grants. Every payment leaves the same balance, and one list afterwards says who got what.
Four countries, and counting.
We list a country when you can actually pay into it, not when the code supports it. More follow as they go live - and a payment to a wallet address works anywhere, today.
GhanaGHS
MTN MoMo, Telecel, bank transfer
NigeriaNGN
Bank transfer to any NIP bank
KenyaKES
M-Pesa, Pay Bill, Buy Goods
UgandaUGX
Mobile money
The second payment should be easier than the first.
Anyone holding Bitcoin can find a way to cash out. What they cannot find is the record of who they paid, what it cost and whether it landed.
Saved destinations
Pay the same person again without retyping an account number you cannot check.
Roles and a log
Decide who can add a destination and who can send, and keep a record of who did what.
Receipts and reconciliation
Every movement priced, itemised and searchable - by reference, hash or account.
Getting paid, and then not thinking about it.
Money reaches you as Bitcoin or stablecoins. Where it goes next is a decision you can make once instead of every time.
An address, or a link
A standing address for Bitcoin and stablecoins, or a link you send to whoever is paying you. They need no Gyvar account either.
Spendable when it confirms
What arrives lands in the same balance every payment leaves from. Nothing to move between accounts, and nothing to convert first.
Or never touch it at all
Set a rule once and money that arrives goes straight out to your mobile money or bank account. Available today for Ghana mobile money and Nigerian bank transfers.
Get started in minutes.
Create an account, fund it with Bitcoin or stablecoins, and pay whoever needs paying.