How it works

How Gyvar works.

One balance, and any destination you point it at. Fund it with Bitcoin or stablecoins, then pay a mobile money number, a bank account or a wallet address - yourself, one person, or forty.

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Paying

Pay someone in three steps.

The person you are paying needs no Gyvar account, and never has to hold Bitcoin. They get paid the way they already get paid.

  1. 1

    Fund your balance

    Send Bitcoin or stablecoins to your address, or receive them from a client. What arrives is spendable once it confirms.

  2. 2

    Choose where it goes

    A mobile money number, a bank account, or a wallet address. Save it once and it is one tap the next time.

  3. 3

    Send it

    You approve with a passkey, we convert at a locked rate, and it settles into their account. You can follow it until it reads completed.

Receiving

Receive money directly.

Share an address instead of a story. Money reaches your account from anywhere in the world, and leaves as the money your city actually runs on.

It arrives

A client in Berlin pays you. Family sends from London. Or you move your own Bitcoin in to withdraw locally. Gyvar treats all three the same.

It waits

Hold it in Bitcoin or stablecoins as long as you like. Nothing is public, and nothing expires.

It leaves local

Out to a bank account or mobile money in Ghana, Nigeria, Kenya or Uganda, with more as they go live. Or back out on-chain, if that is what you wanted all along.

Receiving costs nothing.

Start receiving

Questions, answered.

How does Gyvar work?+

You hold Bitcoin or stablecoins. You pick where the money should land - a mobile money number, a bank account, or a wallet address - and Gyvar settles it there in the local currency. Whether you are paying yourself, one person, or your whole team, it is the same movement.

Does the person I am paying need a Gyvar account?+

No. They need no account, no wallet, and no Bitcoin. The money arrives in the mobile money or bank account they already use, the way any other payment does.

Where does the money I pay with come from?+

Your Gyvar balance. Send Bitcoin or stablecoins to your address, or have a client or family member send them to you - what arrives is spendable once it confirms, from the same balance every payment leaves from. Receiving is free.

Can money leave on its own when it arrives?+

Yes, for Ghana mobile money and Nigerian bank transfers. Set the rule once and what arrives is sent straight on to that destination, without you opening anything. Other destinations are paid by hand.

How do payouts work?+

Approve the payment with a passkey and Gyvar converts at a rate locked for the quote, then settles it into the destination account. You can follow it until it reads completed. Local currency payouts are made by regulated partners on Gyvar’s behalf.

Which countries can be paid in local currency?+

Ghana, Nigeria, Kenya and Uganda today, with more as they go live. A payment to a Bitcoin, Lightning or stablecoin address works anywhere.

What does Gyvar cost?+

Opening an account is free, and so is receiving money sent to you directly. Paying out carries a fee, shown in full before you approve anything - and on a local currency payout, the exchange rate you are quoted is the rate you get. Bitcoin and stablecoin payouts may also carry a network fee.

Can I raise money publicly too?+

Yes. A project can have a public page with a story, a target and campaigns people can give to, and the money lands in the same balance every payment leaves from. It is one of the ways to be paid, not something you have to set up.

Raising

Raise money in five simple steps.

1

Create a project

Give your project a name, a cover image, and a short description. It takes a couple of minutes, and there is nothing to pay to get started.

2

Tell your story

Explain what you are raising for and add photos. Post updates as things progress so supporters can follow along and see where the money goes.

3

Make your project public

Publish it, then share one link through social media, messaging, or your own site.

4

Receive support

People give in Bitcoin and stablecoins from anywhere in the world. Every contribution shows up in your dashboard as it arrives.

5

Withdraw locally

Withdraw the way that already works in your country: a local bank transfer, mobile money, or your own Bitcoin or stablecoin wallet. Usually settled within a day.

Projects and campaigns

Supporters can give to your project directly, or to a specific campaign you run.

Ongoing

Give to a project

Back the work itself. A direct gift is not tied to any goal or deadline, it supports whatever the project needs most.

No target or end date
Support continues year-round
Goes wherever it is needed most
Time-bound

Back a campaign

Campaigns are specific pushes with a target amount and often a deadline, like an event, a build, or a scholarship round.

Has a funding goal
Progress bar and supporter count
Often runs for a set period

Ready to start?

Set up your project in a few minutes. No fees to start.